Risk Management / Basel II / Solvency II : Sia Conseil actively participates in the implementation of the first pillar for all the risk natures (credit risk, operational risk), all the regulatory approaches (standard, IRBF, IRBA, AMA) and all kind of portfolios (retail, corporate, securitization, market operations...). Thanks to these skills and knowledge, Sia Conseil can address the current issues :
- The business aspects of the new reforms (second pillar): Backtesting, internal use, data quality...
- Implementation of the COREP reporting: functional architecture analysis, evolutions of the current production systems,
- Design and assistance of those projects in the emerging market's banking sector.
Asset-Liability Management (ALM) : Sia Conseil is the leading consulting player in this domain. Thanks to the skills and expertise developed, we can support efficiently our customers on the main aspects of their ALM business and activities:
- Governance and organisation of the financial function and ALM committees
- Design of indicators and reportings
- Move from a regulatory management to a financial performance management (internal cost of financial resource, rentability management...),
- Renovation of the ALM Information System
International development : Sia Conseil assists the international branches of the large banking groups. The recent moves (concentration or creation) of international subsidiaries (particularly in the specialised finance sector) require specific management approach in order to integrate quickly those entities in the groups' strategy, norms and standards. Our missions deal with various purposes :
- Industrialisation of the deployment process: optimisation of the cost and time implementation, convergence towards unified architectures & systems...
- Diffusion of the group's business best practice to maintain performance (rentability, cost of risk...) and corporate image (values, regulatory compliance...)
Distribution / Production / Customer Relationship : in a more and more innovative market in terms of products and channels, the process to create an offer must be more and more reactive and integrated. Sia Conseil's consultants, experts in statistical analysis and organisation, can bring solutions for the design of value added systems, particularly in terms of :
- Offer sophistication: cross-selling, risk-based pricing, scores
- Channel performance: partnership selection, sales assistance tools, multi-channel management...
- Loyalty programs and CRM
Securities and Asset Management : Sia Conseil intervenes on the whole securities industry (securities, UCITS, alternative investments, hedge funds...) in front, middle and back office functions :
- Value chain desimbrication: integration of new distribution platforms, mutualisation of production entities,
- Evolution of risk management functions: operational risk management, process review (post trade, stress test, regulatory and management ratios...)
- Reporting functions consolidation and centralisation of various business management (fundamental, bonds, equities, alternative), local specificities management, ability to exploit audit track
Insurance : Thanks to its permanent analysis of the environment and the market, Sia Conseil can assist the Insurance industry to complete the preparation for the coming regulatory reforms (particularly Solvency II) and to improve the performance of its business (life, health, non-life, investment, ALM...) :
- Customer focus: evolution and improving of the marketing intelligence systems towards transverse positioning (operational marketing, customer marketing, datamining),
- Finance and Risk management: Solvency II, financial process, investment process, ALM for insurance,
- Product creation and pricing: health, life, non-life,
- Organisation and coordination of the sales network: intermediaries, branches, insurance brokerage, new channels
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